Why does my business need insurance?
Insurance acts as a safeguard for your business against the loss or damage of physical assets. While law may require you to take out some types of insurance, others should be taken out as a sensible precaution.
The amount of insurance that you will need to take out will depend on [...] CONTINUE
Harrasment in the work place has been bought to the public’s attention this week, with Prime Minister Gordon Brown facing allegations of bullying his staff.
While it may not always make the news, workplace bullying is more common than you may think. Public service trade union, Unison, says the number of people now being bullied has [...] CONTINUE
With an estimated 40 million people now online in the UK, establishing an online presence is key for any small business. A website is a great way to reach new customers, showcase your products and services, take orders and grow your business.
But if you don’t have a website, setting one up can [...] CONTINUE
An inquiry into business broadband by the Business, Innovation and Skills Committee has lead to concern over the government’s plan to focus on increased broadband speeds.
The committee welcomed moves to improve Britain’s digital economy, however questioned the fairness of a proposed £6 landline tax.
The group also suggested that obstacles could be put in the way [...] CONTINUE
The media has been abuzz with stories of Winter Olympic fashions this week, primarily because so many of them are, well, awful. We expect to see garishly clad figure skaters, but argyle print trousers on the Norwegian curling team? South Korean speed skater Mo Tae-Bum in a floral watermelon hat? In Japan, [...] CONTINUE
What is equity finance?
Equity finance is money that is raised through surrendering shares of the company in exchange for investment. Equity investors do not usually have to be repaid at a particular date, which makes this a good way for start-ups to raise finance. The return for the investor will depend on the success [...] CONTINUE
What is insolvency?
A business becomes insolvent if it is unable to pay its debts when they’re due, or if the businesses liabilities (debts) are greater than the value of its assets. The term is often confused with bankruptcy, but insolvency is a state of being and bankruptcy is a matter of law. While insolvency can [...] CONTINUE
After such a turbulent year, it probably comes as no surprise to hear that small business employees don’t feel very motivated going into 2010.
Earlier this month, research by consultancy firm Croner revealed that one third of employees feel more negative about their job prospects compared to last year. In addition, 46% had not received a [...] CONTINUE
Just when we’ve all grown accustomed to the lower 15% VAT, it’s going up again. On 1 January 2010, VAT will revert to 17.5%. It was last December that Chancellor Alistair Darling cut VAT by 2.5% in a bid to encourage consumer spending and boost the economy – but the reduced rate is only valid [...] CONTINUE
Just when we were starting to see a decline in the number of swine flu cases, experts have predicted that the UK is due to see another spike in cases as the weather gets colder and winter sets in.
Swine flu may have reached its peak during the summer, but don’t assume your office is in [...] CONTINUE
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